An insurance benefit if you survive!
Critical Illness Insurance
Insurance that pays out while you are alive.
If you are diagnosed with a covered critical illness, you will receive a lump-sum payment of the amount selected. How you spend it is entirely up to you.
Covered critical illnesses:
- Cancer (life-threatening)
- Heart attack
- Stroke (cerebrovascular accident)
- Coronary artery bypass surgery
- Aortic surgery
Who it’s for:
Anyone aged 18-65 who’s looking for financial protection against the possibility of illness. The lump-sum benefit is tax-free and can be used for many purposes, such as:
- Medical expenses
- Loss of income
- Home maintenance
- Business continuity
How it works:
- Approval is based on a simple signed Health Declaration – no medical questionnaire or family history required
- Return of Premium option
- Premiums are level, single-scale renewable and are guaranteed not to change for the first five years
- Premiums are payable until the policy anniversary date following the insured’s 75th birthday, at which time the policy will terminate
Handling this market volatility
Watch this video to learn how we navigate this chaos to avoid the dangers and take advantage of the opportunities.